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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,371 | $197,625+4.4% | $177,840+16.0% | $158,966+29.8% |
| Participation rate | 60.0% | 88.5%-28.5pp | 87.7%-27.7pp | 82.0%-22.0pp |
| Annual return | 16.16% | 58.76%-42.6pp | 48.32%-32.2pp | 302.95%-286.8pp |
| Employer contribution / active EE | $4,601 | $6,698-31.3% | $5,919-22.3% | $4,762-3.4% |
| Participant deferral / active EE | $7,283 | $8,405-13.4% | $7,714-5.6% | $5,983+21.7% |
| Admin fee / account holder | $0 | $15,405-100.0% | $12,431-100.0% | $11,250-100.0% |