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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,497 | $93,598-24.7% | $135,974-48.2% | $75,173-6.2% |
| Participation rate | 82.5% | 75.2%+7.3pp | 81.9%+0.6pp | 67.2%+15.3pp |
| Annual return | 19.61% | 30.89%-11.3pp | 68.30%-48.7pp | 160.72%-141.1pp |
| Employer contribution / active EE | $3,740 | $3,538+5.7% | $4,859-23.0% | $2,671+40.0% |
| Participant deferral / active EE | $11,548 | $6,405+80.3% | $7,760+48.8% | $4,126+179.9% |
| Admin fee / account holder | $4,199 | $6,978-39.8% | $10,767-61.0% | $5,651-25.7% |