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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,533 | $82,678-37.7% | $125,391-58.9% | $68,490-24.8% |
| Participation rate | 85.1% | 75.1%+10.0pp | 82.4%+2.7pp | 67.9%+17.2pp |
| Annual return | -19.91% | -5.97%-13.9pp | 572.41%-592.3pp | -7.85%-12.1pp |
| Employer contribution / active EE | $4,438 | $3,382+31.2% | $4,816-7.8% | $2,597+70.9% |
| Participant deferral / active EE | $11,730 | $6,111+91.9% | $7,448+57.5% | $4,028+191.2% |
| Admin fee / account holder | $7,760 | $6,277+23.6% | $10,009-22.5% | $5,403+43.6% |