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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,234 | $148,623-39.3% | $135,974-33.6% | $139,466-35.3% |
| Participation rate | 95.0% | 83.9%+11.1pp | 81.9%+13.1pp | 80.3%+14.7pp |
| Annual return | 18.14% | 79.30%-61.2pp | 68.30%-50.2pp | 373.66%-355.5pp |
| Employer contribution / active EE | $3,968 | $5,246-24.4% | $4,859-18.3% | $4,754-16.5% |
| Participant deferral / active EE | $8,136 | $8,103+0.4% | $7,760+4.8% | $6,712+21.2% |
| Admin fee / account holder | $2,121 | $12,406-82.9% | $10,767-80.3% | $11,409-81.4% |