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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,216 | $76,551-30.5% | $123,894-57.0% | $62,881-15.4% |
| Participation rate | 88.2% | 73.0%+15.3pp | 81.4%+6.8pp | 69.3%+18.9pp |
| Annual return | 4.31% | 18.68%-14.4pp | 47.52%-43.2pp | 20.14%-15.8pp |
| Employer contribution / active EE | $2,035 | $2,882-29.4% | $4,617-55.9% | $2,281-10.8% |
| Participant deferral / active EE | $3,216 | $4,840-33.5% | $5,984-46.3% | $3,203+0.4% |
| Admin fee / account holder | $3,870 | $4,826-19.8% | $8,357-53.7% | $4,296-9.9% |