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| Provider | Service type | Compensation |
|---|---|---|
INVESTMENT PLANNERS INC5+ years Service code 27 PO BOX 170 · DECATUR, IL 625250170 | Advisory (Plan) | $33,275 |
BENEFIT PLANNING CONSULTANTS2 years Filed as: BENEFIT PLANNING CONSULTANTS INC Service code 13 PO BOX 7500 · CHAMPAIGN, IL 618267500 | Contract Administrator | $1,035 |
Filed as: CAPITOL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $778 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,361 | $84,482-3.7% | $125,363-35.1% | $66,930+21.6% |
| Participation rate | 96.6% | 76.4%+20.2pp | 82.4%+14.2pp | 69.8%+26.8pp |
| Annual return | -16.71% | -8.49%-8.2pp | 572.15%-588.9pp | 1.57%-18.3pp |
| Employer contribution / active EE | $3,074 | $3,553-13.5% | $4,815-36.2% | $2,545+20.8% |
| Participant deferral / active EE | $6,993 | $6,782+3.1% | $7,447-6.1% | $4,238+65.0% |
| Admin fee / account holder | $13 | $685-98.1% | $10,005-99.9% | $593-97.8% |