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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,449 | $64,719-60.7% | $112,249-77.3% | $68,486-62.8% |
| Participation rate | 93.6% | 67.2%+26.5pp | 75.1%+18.6pp | 67.9%+25.7pp |
| Annual return | -19.78% | -11.40%-8.4pp | 27.48%-47.3pp | -7.85%-11.9pp |
| Employer contribution / active EE | $2,983 | $2,747+8.6% | $3,636-18.0% | $2,597+14.9% |
| Participant deferral / active EE | $5,653 | $3,565+58.6% | $4,729+19.5% | $4,028+40.3% |
| Admin fee / account holder | $1,967 | $5,232-62.4% | $6,412-69.3% | $5,404-63.6% |