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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,344 | $57,352-83.7% | $83,831-88.9% | $64,173-85.4% |
| Participation rate | 93.3% | 68.6%+24.7pp | 76.1%+17.2pp | 69.6%+23.8pp |
| Annual return | 0.00% | 11.38%-11.4pp | 850.99%-851.0pp | 7.63%-7.6pp |
| Employer contribution / active EE | $2,498 | $2,546-1.8% | $3,631-31.2% | $2,381+4.9% |
| Participant deferral / active EE | $4,713 | $2,993+57.5% | $4,082+15.5% | $3,470+35.8% |
| Admin fee / account holder | $385 | $4,046-90.5% | $5,479-93.0% | $4,887-92.1% |