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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,591 | $95,406-72.1% | $185,849-85.7% | $85,847-69.0% |
| Participation rate | 87.5% | 68.8%+18.7pp | 81.7%+5.8pp | 69.3%+18.2pp |
| Annual return | 28.01% | 23.59%+4.4pp | 122.10%-94.1pp | 318.61%-290.6pp |
| Employer contribution / active EE | $2,497 | $3,314-24.7% | $5,169-51.7% | $2,565-2.7% |
| Participant deferral / active EE | $1,101 | $3,424-67.8% | $5,569-80.2% | $3,952-72.1% |
| Admin fee / account holder | $596 | $7,214-91.7% | $16,244-96.3% | $6,261-90.5% |