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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,144 | $99,341-37.4% | $84,750-26.7% | $273,965-77.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -1.28% | 22.93%-24.2pp | 22.78%-24.1pp | 41.45%-42.7pp |
| Employer contribution / active EE | $6,047 | $4,214+43.5% | $3,574+69.2% | $4,869+24.2% |
| Participant deferral / active EE | $0 | $4,269-100.0% | $3,712-100.0% | $5,287-100.0% |
| Admin fee / account holder | $3,166 | $6,644-52.4% | $5,332-40.6% | $10,132-68.8% |