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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,028 | $112,935-14.1% | $90,970+6.7% | $158,966-39.0% |
| Participation rate | 43.8% | 74.7%-31.0pp | 69.0%-25.3pp | 82.0%-38.2pp |
| Annual return | 12.90% | 215.79%-202.9pp | 134.58%-121.7pp | 302.95%-290.0pp |
| Employer contribution / active EE | $225 | $2,895-92.2% | $2,122-89.4% | $4,762-95.3% |
| Participant deferral / active EE | $2,175 | $4,129-47.3% | $3,373-35.5% | $5,983-63.7% |
| Admin fee / account holder | $241 | $8,045-97.0% | $5,960-96.0% | $11,250-97.9% |