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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,074 | $65,034+53.9% | $90,970+10.0% | $79,856+25.3% |
| Participation rate | 75.4% | 61.6%+13.8pp | 69.0%+6.4pp | 69.6%+5.8pp |
| Annual return | 12.18% | 30.45%-18.3pp | 134.60%-122.4pp | 31.71%-19.5pp |
| Employer contribution / active EE | $1,208 | $1,247-3.2% | $2,122-43.1% | $2,471-51.1% |
| Participant deferral / active EE | $3,227 | $2,512+28.5% | $3,373-4.3% | $3,741-13.7% |
| Admin fee / account holder | $892 | $4,536-80.3% | $5,961-85.0% | $5,306-83.2% |