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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,883 | $95,917-85.5% | $79,583-82.6% | $134,545-89.7% |
| Participation rate | 29.4% | 75.0%-45.6pp | 69.5%-40.1pp | 81.2%-51.8pp |
| Annual return | -14.50% | -2.70%-11.8pp | 0.16%-14.7pp | 418.37%-432.9pp |
| Employer contribution / active EE | $869 | $3,129-72.2% | $2,414-64.0% | $4,742-81.7% |
| Participant deferral / active EE | $1,585 | $4,694-66.2% | $3,986-60.2% | $6,401-75.2% |
| Admin fee / account holder | $628 | $9,132-93.1% | $6,835-90.8% | $11,431-94.5% |