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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,140 | $73,787+20.8% | $98,716-9.7% | $82,448+8.1% |
| Participation rate | 71.2% | 61.4%+9.8pp | 69.3%+1.9pp | 68.1%+3.1pp |
| Annual return | 12.38% | 18.57%-6.2pp | 31.81%-19.4pp | 41.64%-29.3pp |
| Employer contribution / active EE | $1,159 | $1,511-23.3% | $2,279-49.2% | $2,551-54.6% |
| Participant deferral / active EE | $2,693 | $3,081-12.6% | $4,048-33.5% | $4,139-34.9% |
| Admin fee / account holder | $821 | $6,500-87.4% | $8,703-90.6% | $7,234-88.7% |