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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,412 | $59,834-64.2% | $79,576-73.1% | $68,495-68.7% |
| Participation rate | 68.3% | 61.1%+7.2pp | 69.5%-1.2pp | 67.9%+0.4pp |
| Annual return | -17.79% | -12.30%-5.5pp | 0.15%-17.9pp | -7.84%-9.9pp |
| Employer contribution / active EE | $0 | $1,505-100.0% | $2,413-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,412 | $3,024-20.2% | $3,985-39.5% | $4,028-40.1% |
| Admin fee / account holder | $118 | $4,835-97.6% | $6,834-98.3% | $5,403-97.8% |