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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,601 | $71,872-11.5% | $86,691-26.6% | $68,495-7.1% |
| Participation rate | 96.8% | 72.2%+24.5pp | 76.6%+20.2pp | 67.9%+28.9pp |
| Annual return | -14.57% | 3.53%-18.1pp | 35.94%-50.5pp | -7.84%-6.7pp |
| Employer contribution / active EE | $5,130 | $2,173+136.1% | $2,837+80.8% | $2,596+97.6% |
| Participant deferral / active EE | $5,291 | $3,779+40.0% | $4,656+13.6% | $4,028+31.4% |
| Admin fee / account holder | $1,087 | $6,112-82.2% | $7,492-85.5% | $5,403-79.9% |