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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,531 | $93,617+3.1% | $135,982-29.0% | $75,177+28.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 11.31% | 30.89%-19.6pp | 68.32%-57.0pp | 160.75%-149.4pp |
| Employer contribution / active EE | $6,009 | $3,538+69.8% | $4,859+23.7% | $2,671+125.0% |
| Participant deferral / active EE | $6,512 | $6,406+1.7% | $7,760-16.1% | $4,126+57.8% |
| Admin fee / account holder | $3,342 | $6,980-52.1% | $10,767-69.0% | $5,651-40.9% |