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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,743 | $157,304-18.2% | $141,197-8.8% | $152,909-15.8% |
| Participation rate | 95.2% | 84.8%+10.4pp | 82.5%+12.8pp | 82.5%+12.8pp |
| Annual return | 12.84% | 64.34%-51.5pp | 71.41%-58.6pp | 345.46%-332.6pp |
| Employer contribution / active EE | $7,101 | $5,263+34.9% | $4,736+49.9% | $4,764+49.1% |
| Participant deferral / active EE | $6,505 | $7,111-8.5% | $6,710-3.1% | $5,851+11.2% |
| Admin fee / account holder | $24,622 | $12,126+103.1% | $10,265+139.9% | $11,601+112.2% |