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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,479 | $39,162+171.9% | $100,671+5.8% | $59,633+78.6% |
| Participation rate | 19.4% | 55.9%-36.5pp | 70.7%-51.4pp | 68.7%-49.3pp |
| Annual return | -1.57% | 21.07%-22.6pp | 20.43%-22.0pp | 2041.40%-2043.0pp |
| Employer contribution / active EE | $0 | $1,151-100.0% | $4,012-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $913 | $1,992-54.2% | $3,144-71.0% | $3,192-71.4% |
| Admin fee / account holder | $924 | $2,969-68.9% | $4,850-80.9% | $4,297-78.5% |