Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
BANKERS TRUST COMPANY5+ years Service code 15 · EIN 42-0127385 | Recordkeeping | $30,342 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,418 | $65,376+0.1% | $87,102-24.9% | $65,185+0.4% |
| Participation rate | 35.1% | 75.3%-40.3pp | 76.9%-41.8pp | 70.2%-35.1pp |
| Annual return | 25.74% | 31.27%-5.5pp | 28.19%-2.5pp | 29.38%-3.6pp |
| Employer contribution / active EE | $810 | $1,822-55.5% | $2,521-67.9% | $2,177-62.8% |
| Participant deferral / active EE | $1,520 | $3,388-55.1% | $4,048-62.5% | $3,514-56.7% |
| Admin fee / account holder | $394 | $520-24.2% | $7,491-94.7% | $847-53.5% |