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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,104 | $86,701-21.4% | $73,309-7.1% | $125,389-45.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -1.40% | 2.78%-4.2pp | 5.67%-7.1pp | 282.24%-283.6pp |
| Employer contribution / active EE | $3,000 | $4,152-27.8% | $3,237-7.3% | $4,866-38.3% |
| Participant deferral / active EE | $4,294 | $5,549-22.6% | $4,991-14.0% | $5,352-19.8% |
| Admin fee / account holder | $5,835 | $7,768-24.9% | $5,635+3.5% | $9,541-38.8% |