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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,735 | $148,629+84.2% | $135,982+101.3% | $139,487+96.2% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 10.14% | 79.33%-69.2pp | 68.32%-58.2pp | 373.84%-363.7pp |
| Employer contribution / active EE | $3,176 | $5,247-39.5% | $4,859-34.6% | $4,755-33.2% |
| Participant deferral / active EE | $4,860 | $8,102-40.0% | $7,760-37.4% | $6,713-27.6% |
| Admin fee / account holder | $13,668 | $12,406+10.2% | $10,767+26.9% | $11,407+19.8% |