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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,016 | $138,076+33.3% | $123,553+48.9% | $135,380+35.9% |
| Participation rate | 83.3% | 84.7%-1.4pp | 82.3%+1.0pp | 82.6%+0.7pp |
| Annual return | -0.97% | 153.70%-154.7pp | 119.21%-120.2pp | 519.81%-520.8pp |
| Employer contribution / active EE | $2,428 | $5,152-52.9% | $4,628-47.5% | $4,779-49.2% |
| Participant deferral / active EE | $3,428 | $6,800-49.6% | $6,426-46.6% | $5,609-38.9% |
| Admin fee / account holder | $4,697 | $10,917-57.0% | $9,284-49.4% | $10,828-56.6% |