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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,100 | $65,566-78.5% | $86,235-83.6% | $75,177-81.2% |
| Participation rate | 97.3% | 60.5%+36.8pp | 69.0%+28.3pp | 67.2%+30.1pp |
| Annual return | 22.53% | 46.07%-23.5pp | 1170.03%-1147.5pp | 160.75%-138.2pp |
| Employer contribution / active EE | $3,830 | $1,553+146.6% | $2,381+60.9% | $2,671+43.4% |
| Participant deferral / active EE | $3,178 | $3,023+5.1% | $3,987-20.3% | $4,126-23.0% |
| Admin fee / account holder | $1,620 | $5,470-70.4% | $6,856-76.4% | $5,651-71.3% |