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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,732 | $65,034-92.7% | $90,970-94.8% | $79,856-94.1% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 0.00% | 30.45%-30.5pp | 134.60%-134.6pp | 31.71%-31.7pp |
| Employer contribution / active EE | $4,183 | $1,247+235.3% | $2,122+97.1% | $2,471+69.3% |
| Participant deferral / active EE | $671 | $2,512-73.3% | $3,373-80.1% | $3,741-82.1% |
| Admin fee / account holder | $368 | $4,536-91.9% | $5,961-93.8% | $5,306-93.1% |