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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,290 | $63,346+47.3% | $92,240+1.1% | $70,126+33.0% |
| Participation rate | 67.8% | 68.7%-0.9pp | 76.5%-8.7pp | 69.5%-1.7pp |
| Annual return | 18.61% | 530.19%-511.6pp | 176.29%-157.7pp | 73.15%-54.5pp |
| Employer contribution / active EE | $1,532 | $2,471-38.0% | $3,680-58.4% | $2,343-34.6% |
| Participant deferral / active EE | $4,185 | $2,854+46.7% | $3,897+7.4% | $3,332+25.6% |
| Admin fee / account holder | $1,424 | $3,841-62.9% | $5,194-72.6% | $4,645-69.3% |