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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,510 | $202,342-42.9% | $172,753-33.1% | $152,909-24.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.10% | 1029.88%-1009.8pp | 803.00%-782.9pp | 345.46%-325.4pp |
| Employer contribution / active EE | $3,310 | $5,857-43.5% | $5,144-35.6% | $4,764-30.5% |
| Participant deferral / active EE | $3,903 | $5,948-34.4% | $5,198-24.9% | $5,851-33.3% |
| Admin fee / account holder | $1,899 | $17,112-88.9% | $13,956-86.4% | $11,601-83.6% |