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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,649 | $198,457-51.8% | $170,435-43.9% | $147,586-35.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 12.75% | 257.30%-244.6pp | 205.94%-193.2pp | 578.59%-565.8pp |
| Employer contribution / active EE | $3,158 | $6,183-48.9% | $5,432-41.9% | $4,876-35.2% |
| Participant deferral / active EE | $3,618 | $5,629-35.7% | $4,939-26.7% | $5,439-33.5% |
| Admin fee / account holder | $3,233 | $16,852-80.8% | $13,881-76.7% | $10,886-70.3% |