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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,423 | $93,346-74.9% | $71,796-67.4% | $273,972-91.5% |
| Participation rate | 63.6% | 76.5%-12.9pp | 69.1%-5.5pp | 83.0%-19.4pp |
| Annual return | 4.31% | 130.39%-126.1pp | 78.04%-73.7pp | 41.46%-37.1pp |
| Employer contribution / active EE | $0 | $2,733-100.0% | $1,924-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $861 | $3,475-75.2% | $2,794-69.2% | $5,287-83.7% |
| Admin fee / account holder | $3,663 | $6,571-44.2% | $4,815-23.9% | $10,133-63.8% |