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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,917 | $69,273+188.6% | $90,796+120.2% | $82,637+141.9% |
| Participation rate | 100.0% | 64.0%+36.0pp | 69.5%+30.5pp | 68.1%+31.9pp |
| Annual return | 10.77% | 18.37%-7.6pp | 19.29%-8.5pp | 53.51%-42.7pp |
| Employer contribution / active EE | $7,387 | $1,865+296.0% | $2,294+222.0% | $2,552+189.4% |
| Participant deferral / active EE | $4,540 | $3,047+49.0% | $3,822+18.8% | $4,126+10.0% |
| Admin fee / account holder | $4,012 | $5,511-27.2% | $7,024-42.9% | $7,339-45.3% |