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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,629 | $64,920+85.8% | $103,693+16.3% | $86,983+38.7% |
| Participation rate | 100.0% | 63.6%+36.4pp | 72.6%+27.4pp | 69.5%+30.5pp |
| Annual return | 10.78% | 30.29%-19.5pp | 47.61%-36.8pp | 25.83%-15.1pp |
| Employer contribution / active EE | $6,646 | $2,141+210.4% | $2,920+127.6% | $2,584+157.1% |
| Participant deferral / active EE | $6,975 | $3,241+115.2% | $4,579+52.3% | $4,194+66.3% |
| Admin fee / account holder | $7,338 | $6,191+18.5% | $7,858-6.6% | $7,856-6.6% |