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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,270 | $57,330+71.4% | $86,656+13.4% | $75,177+30.7% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 7.63% | 2675.40%-2667.8pp | 593.09%-585.5pp | 160.75%-153.1pp |
| Employer contribution / active EE | $5,682 | $2,316+145.3% | $3,025+87.8% | $2,671+112.7% |
| Participant deferral / active EE | $6,637 | $3,320+99.9% | $4,439+49.5% | $4,126+60.8% |
| Admin fee / account holder | $26,495 | $4,115+543.9% | $5,619+371.6% | $5,651+368.8% |