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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,629 | $61,125+97.3% | $94,057+28.3% | $87,485+37.9% |
| Participation rate | 100.0% | 64.1%+35.9pp | 73.3%+26.7pp | 68.9%+31.1pp |
| Annual return | 10.78% | 35.20%-24.4pp | 480.62%-469.8pp | 26.06%-15.3pp |
| Employer contribution / active EE | $6,646 | $2,136+211.1% | $2,933+126.6% | $2,596+156.0% |
| Participant deferral / active EE | $6,975 | $3,260+114.0% | $4,709+48.1% | $4,274+63.2% |
| Admin fee / account holder | $7,338 | $5,629+30.4% | $7,244+1.3% | $7,775-5.6% |