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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,629 | $69,590+73.3% | $136,867-11.9% | $94,015+28.3% |
| Participation rate | 100.0% | 66.3%+33.7pp | 74.5%+25.5pp | 70.8%+29.2pp |
| Annual return | 10.78% | 19.62%-8.8pp | 42.97%-32.2pp | 17.84%-7.1pp |
| Employer contribution / active EE | $6,646 | $2,396+177.3% | $3,547+87.4% | $2,790+138.2% |
| Participant deferral / active EE | $6,975 | $3,437+103.0% | $4,924+41.7% | $4,249+64.2% |
| Admin fee / account holder | $7,338 | $8,912-17.7% | $10,340-29.0% | $8,951-18.0% |