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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,629 | $51,638+133.6% | $68,368+76.4% | $82,448+46.3% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 10.78% | 37.53%-26.8pp | 292.57%-281.8pp | 41.64%-30.9pp |
| Employer contribution / active EE | $6,646 | $2,047+224.7% | $2,649+150.9% | $2,551+160.5% |
| Participant deferral / active EE | $6,975 | $2,914+139.4% | $4,123+69.2% | $4,139+68.5% |
| Admin fee / account holder | $7,338 | $4,643+58.0% | $5,150+42.5% | $7,234+1.4% |