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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,242 | $98,240+98.7% | $82,312+137.2% | $147,586+32.3% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 22.00% | 30.85%-8.9pp | 25.88%-3.9pp | 578.59%-556.6pp |
| Employer contribution / active EE | $2,107 | $3,192-34.0% | $2,428-13.2% | $4,876-56.8% |
| Participant deferral / active EE | $7,231 | $4,383+65.0% | $3,706+95.1% | $5,439+32.9% |
| Admin fee / account holder | $1,081 | $8,563-87.4% | $5,608-80.7% | $10,886-90.1% |