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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,785 | $49,896-6.2% | $80,627-42.0% | $75,173-37.8% |
| Participation rate | 100.0% | 55.3%+44.7pp | 67.0%+33.0pp | 67.2%+32.8pp |
| Annual return | 9.14% | 34.67%-25.5pp | 936.76%-927.6pp | 160.72%-151.6pp |
| Employer contribution / active EE | $2,981 | $1,699+75.5% | $2,723+9.5% | $2,671+11.6% |
| Participant deferral / active EE | $1,051 | $2,992-64.9% | $4,443-76.3% | $4,126-74.5% |
| Admin fee / account holder | $22,698 | $3,578+534.4% | $5,381+321.8% | $5,651+301.7% |