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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,048 | $109,411-19.5% | $89,435-1.6% | $158,982-44.6% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 2.74% | 345.68%-342.9pp | 245.55%-242.8pp | 302.99%-300.2pp |
| Employer contribution / active EE | $3,583 | $3,173+12.9% | $2,587+38.5% | $4,763-24.8% |
| Participant deferral / active EE | $1,481 | $4,600-67.8% | $3,890-61.9% | $5,983-75.3% |
| Admin fee / account holder | $1,871 | $6,159-69.6% | $4,884-61.7% | $11,252-83.4% |