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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,866 | $59,111-64.7% | $86,451-75.9% | $68,490-69.5% |
| Participation rate | 84.8% | 75.2%+9.6pp | 80.3%+4.4pp | 67.9%+16.9pp |
| Annual return | -16.32% | -0.22%-16.1pp | 4398.51%-4414.8pp | -7.85%-8.5pp |
| Employer contribution / active EE | $796 | $2,519-68.4% | $3,770-78.9% | $2,597-69.3% |
| Participant deferral / active EE | $2,555 | $5,900-56.7% | $6,953-63.3% | $4,028-36.6% |
| Admin fee / account holder | $1,688 | $5,640-70.1% | $6,734-74.9% | $5,403-68.8% |