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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,058 | $136,307-77.9% | $106,619-71.8% | $273,972-89.0% |
| Participation rate | 80.0% | 84.8%-4.8pp | 78.0%+2.0pp | 83.0%-3.0pp |
| Annual return | -4.51% | 11.05%-15.6pp | 9.42%-13.9pp | 41.46%-46.0pp |
| Employer contribution / active EE | $1,911 | $5,190-63.2% | $3,947-51.6% | $4,869-60.8% |
| Participant deferral / active EE | $1,911 | $4,969-61.5% | $3,930-51.4% | $5,287-63.9% |
| Admin fee / account holder | $364 | $8,625-95.8% | $6,418-94.3% | $10,133-96.4% |