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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC3 years Service code 27 5440 W 110TH ST STE 102 · OVERLAND PARK, KS 66211 | Advisory (Plan) | $38,131 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $31,424 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $6,310 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,283 | $54,193+64.8% | $93,669-4.7% | $77,714+14.9% |
| Participation rate | 30.4% | 63.9%-33.5pp | 68.7%-38.3pp | 70.6%-40.2pp |
| Annual return | 11.94% | 30.54%-18.6pp | 133.59%-121.7pp | 31.26%-19.3pp |
| Employer contribution / active EE | $875 | $1,168-25.1% | $2,424-63.9% | $2,727-67.9% |
| Participant deferral / active EE | $1,666 | $3,144-47.0% | $4,416-62.3% | $4,649-64.2% |
| Admin fee / account holder | $439 | $576-23.8% | $8,291-94.7% | $433+1.2% |