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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,395 | $112,933-0.5% | $90,970+23.6% | $158,982-29.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 19.54% | 215.82%-196.3pp | 134.60%-115.1pp | 302.99%-283.4pp |
| Employer contribution / active EE | $4,237 | $2,893+46.5% | $2,122+99.7% | $4,763-11.0% |
| Participant deferral / active EE | $8,454 | $4,128+104.8% | $3,373+150.6% | $5,983+41.3% |
| Admin fee / account holder | $323 | $8,047-96.0% | $5,961-94.6% | $11,252-97.1% |