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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,920 | $95,979-32.4% | $74,551-12.9% | $135,380-52.0% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -9.27% | 56.97%-66.2pp | 32.53%-41.8pp | 519.81%-529.1pp |
| Employer contribution / active EE | $4,566 | $2,716+68.1% | $1,961+132.8% | $4,779-4.5% |
| Participant deferral / active EE | $12,812 | $3,844+233.3% | $3,108+312.2% | $5,609+128.4% |
| Admin fee / account holder | $803 | $6,522-87.7% | $5,059-84.1% | $10,828-92.6% |