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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,831 | $176,105+142.9% | $159,474+168.3% | $167,536+155.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 24.03% | 331.91%-307.9pp | 263.68%-239.6pp | 478.82%-454.8pp |
| Employer contribution / active EE | $8,180 | $5,299+54.4% | $4,831+69.3% | $4,839+69.0% |
| Participant deferral / active EE | $4,620 | $7,751-40.4% | $7,353-37.2% | $6,342-27.2% |
| Admin fee / account holder | $15,584 | $12,559+24.1% | $10,802+44.3% | $12,315+26.5% |