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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,062 | $165,399+84.4% | $149,745+103.7% | $158,982+91.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 2.86% | 348.34%-345.5pp | 276.72%-273.9pp | 302.99%-300.1pp |
| Employer contribution / active EE | $4,322 | $5,105-15.3% | $4,646-7.0% | $4,763-9.3% |
| Participant deferral / active EE | $6,246 | $7,183-13.0% | $6,843-8.7% | $5,983+4.4% |
| Admin fee / account holder | $118,704 | $10,811+998.0% | $9,312+1174.8% | $11,252+955.0% |