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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,734 | $29,716+53.9% | $56,077-18.4% | $80,925-43.5% |
| Participation rate | 65.1% | 41.7%+23.4pp | 52.5%+12.6pp | 67.7%-2.5pp |
| Annual return | 11.36% | 35.30%-23.9pp | 1709.28%-1697.9pp | 35.65%-24.3pp |
| Employer contribution / active EE | $782 | $671+16.5% | $1,040-24.8% | $2,756-71.6% |
| Participant deferral / active EE | $1,315 | $1,228+7.1% | $1,954-32.7% | $4,299-69.4% |
| Admin fee / account holder | $10,573 | $2,432+334.8% | $2,825+274.3% | $6,940+52.4% |