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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,213 | $65,041-4.3% | $90,965-31.6% | $79,858-22.1% |
| Participation rate | 74.6% | 61.6%+13.0pp | 69.0%+5.6pp | 69.6%+5.0pp |
| Annual return | 16.15% | 30.45%-14.3pp | 134.57%-118.4pp | 31.72%-15.6pp |
| Employer contribution / active EE | $612 | $1,247-51.0% | $2,122-71.2% | $2,471-75.2% |
| Participant deferral / active EE | $3,764 | $2,512+49.8% | $3,373+11.6% | $3,740+0.6% |
| Admin fee / account holder | $2,368 | $4,536-47.8% | $5,960-60.3% | $5,306-55.4% |