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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,758 | $91,439+37.5% | $135,974-7.5% | $71,511+75.9% |
| Participation rate | 93.1% | 75.7%+17.4pp | 81.9%+11.2pp | 67.9%+25.1pp |
| Annual return | 17.93% | 29.90%-12.0pp | 68.30%-50.4pp | 28.86%-10.9pp |
| Employer contribution / active EE | $4,336 | $3,705+17.0% | $4,859-10.8% | $2,589+67.5% |
| Participant deferral / active EE | $7,329 | $7,093+3.3% | $7,760-5.6% | $4,291+70.8% |
| Admin fee / account holder | $6,139 | $1,267+384.6% | $10,767-43.0% | $1,588+286.5% |