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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,713 | $105,200+75.6% | $159,474+15.8% | $85,847+115.2% |
| Participation rate | 89.7% | 75.8%+13.9pp | 82.8%+6.9pp | 69.3%+20.4pp |
| Annual return | 12.40% | 45.08%-32.7pp | 263.68%-251.3pp | 318.61%-306.2pp |
| Employer contribution / active EE | $6,052 | $3,319+82.4% | $4,831+25.3% | $2,565+135.9% |
| Participant deferral / active EE | $7,900 | $5,946+32.9% | $7,353+7.4% | $3,952+99.9% |
| Admin fee / account holder | $36,142 | $6,934+421.2% | $10,802+234.6% | $6,261+477.3% |