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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,012 | $98,776-52.4% | $149,745-68.6% | $79,856-41.1% |
| Participation rate | 81.6% | 75.8%+5.8pp | 82.5%-0.9pp | 69.6%+12.0pp |
| Annual return | 13.93% | 27.38%-13.5pp | 276.72%-262.8pp | 31.71%-17.8pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,377 | $5,681-75.8% | $6,843-79.9% | $3,741-63.2% |
| Admin fee / account holder | $6,972 | $6,053+15.2% | $9,312-25.1% | $5,306+31.4% |