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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,799 | $102,429-36.7% | $147,096-55.9% | $80,925-19.9% |
| Participation rate | 78.2% | 75.9%+2.3pp | 82.2%-4.0pp | 67.7%+10.5pp |
| Annual return | 12.48% | 135.02%-122.5pp | 419.75%-407.3pp | 35.65%-23.2pp |
| Employer contribution / active EE | $812 | $3,716-78.1% | $4,936-83.5% | $2,756-70.5% |
| Participant deferral / active EE | $3,800 | $6,649-42.9% | $8,071-52.9% | $4,299-11.6% |
| Admin fee / account holder | $747 | $7,957-90.6% | $13,005-94.3% | $6,940-89.2% |