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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,132 | $39,162+204.2% | $100,671+18.3% | $59,633+99.8% |
| Participation rate | 60.5% | 55.9%+4.6pp | 70.7%-10.2pp | 68.7%-8.2pp |
| Annual return | -1.99% | 21.07%-23.1pp | 20.43%-22.4pp | 2041.40%-2043.4pp |
| Employer contribution / active EE | $842 | $1,151-26.8% | $4,012-79.0% | $2,203-61.8% |
| Participant deferral / active EE | $1,994 | $1,992+0.1% | $3,144-36.6% | $3,192-37.5% |
| Admin fee / account holder | $549 | $2,969-81.5% | $4,850-88.7% | $4,297-87.2% |